What car insurance is required in Mexico? (2024)

What car insurance is required in Mexico?

The only type of coverage you're legally required to have in Mexico is liability, and you'll need to get it through a specialized insurer. Progressive

Mexico Auto Insurance by MexPro can help you get the coverage you need.

Does my U.S. car insurance cover me in Mexico?

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

What kind of rental car insurance do you need in Mexico?

Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.

How much does it cost to insure a car in Mexico?

The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

What car insurance is required in Cancun?

Liability car insurance in Mexico

You are required by Mexican law to have liability insurance. If you cause a car accident, this covers bodily injuries and property damage to others. You can typically choose a policy limit (up to a certain amount).

Do I need different car insurance in Mexico?

Unfortunately, regardless of how comprehensive your US insurance policy is, it won't cover you while driving in Mexico. Therefore, you must buy a separate insurance cover if you cross the border in your own car.

Does my AAA auto insurance cover me in Mexico?

Some U.S. and Canadian policies may cover your vehicle for physical damage. The Mexican government, however, doesn't recognize U.S. or Canadian policies as valid insurance in Mexico.

How much is Mexican car insurance per day?

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

Can you drive in Mexico with a U.S. license?

When visiting another country as a U.S. citizen: Your state driver's license is valid while driving in Canada and Mexico. In other countries, you may need to get an International Driving Permit (IDP) for foreign drivers.

How much is the mandatory rental car insurance in Mexico?

Different companies price coverage differently, but in general, Personal Liability Insurance (the minimum coverage legally required) is about $15 USD per day. For full insurance, plan to pay about $30 USD per day. When I'm renting a car in Mexico, I always use Discover Cars.

Can you buy Mexican car insurance at the border?

The answer is yes. However, purchasing car insurance at the border will be more expensive than doing it beforehand. The company will ask you general questions such as your age, length of visit, and where you are going. How Much Does It Cost?

Does Allstate insurance cover in Mexico?

And, drivers in Mexico must have insurance from a Mexican company. Allstate works with insurance companies in Mexico to help provide coverage for you and your vehicle.

How does insurance work in Mexico?

Under Mexican law, you must have liability insurance from a Mexican insurer to drive your vehicle on Mexican roadways. Driving without adequate insurance for your vehicle is a risk, as police routinely ask to see insurance documentation when they stop road vehicles.

Does U.S. health insurance work in Mexico?

Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip.

Does Geico cover out of country?

GEICO has provided overseas insurance through its affiliate, GEICO Financial Services GmbH since 1960. GEICO Financial Services GmbH acts as your agent and arranges coverage from high quality overseas insurers who are licensed by the country you'll be living in.

What is Mexican collision coverage?

Mexican auto insurance helps protect United States residents who drive in Mexico. Such a policy provides different kinds of coverage, including special liability protection and protection against the high costs of any potential legal trouble you get into while visiting the country.

Is Geico insurance valid in Mexico?

If you drive your car into Mexico, your US auto insurance policy can't come with you. Driving your car in Mexico requires a separate international auto insurance policy. But don't worry. GEICO can help you get a Mexico auto insurance quote.

What do I need to cross my vehicle to Mexico?

Can tourists drive in Mexico?

Valid driving licences from most countries are legal in Mexico, including UK, EU, Canadian and US licenses. However, you may be required to purchase an International Driving Permit if your license is not printed in English. This will allow you to drive in Mexico for two year after it is issued.

Does AAA Roadside work in Mexico?

Roadside assistance in Mexico is provided by Green Angels since 1960 when it was founded. Green Angels (Ángeles Verdes) is the Mexican version of AAA in the USA. Unlike in the US where AAA is a private organization, in Mexico, Green Angels is a government run organization and falls under the Ministry of Tourism.

Which insurance covers in Mexico?

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

Can you turn right on a red light in Mexico?

No Right Turn on Red

It is illegal to turn right on a red light in Mexico unless there is a sign that says you may proceed with caution after stopping. But this does not stop the taxis from doing it all the time.

What should I do if I get pulled over in Mexico?

If you get pulled over while driving in Mexico, remain calm and show your proof of insurance to the police officer, just like you would in the U.S. If you get a ticket, politely request a written citation that can be paid by mail or at the police station.

How long can I keep my US car in Mexico?

If you are visiting Mexico on a tourist/visitor permit, you can import your foreign-plated vehicle to Mexico using a Temporary Import Permit (TIP). Your vehicle permit when you enter as a visitor will last for a maximum of 180 days and cannot be renewed or extended beyond this time period.

How much does insurance cost to go to Mexico?

The average cost of travel insurance for trips to Mexico is $157, according to data from Squaremouth, a travel insurance comparison provider. This is for an average trip length of eight days and an average trip cost of $2,837. In general, you can expect travel insurance to cost 5% to 6% of your total trip expenses.