Should I get Mexican car insurance? (2024)

Should I get Mexican car insurance?

To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country. In addition to car insurance, the U.S. State Department recommends getting bail coverage — this is included on all Progressive

Mexico auto policies through MexPro.

Do I need separate car insurance in Mexico?

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

Do I need Mexican car insurance to drive across the border?

To drive into Mexico from the U.S., you're required to bring the appropriate identification, a couple permits (depending on how far into Mexico you're going), and your proof of Mexico auto insurance. If your car is financed, you'll also need a letter of permission from your lender.

How much is Mexican car insurance per day?

Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.

Does Mexican car insurance work in United States?

If you are a Mexican resident and you want to legally drive your Mexican plated car in the United States, you must have short-term U.S. car insurance. Driving in a foreign country can be stressful because the language, traffic signals and signs, and methods of driving are different from what you're used to.

Can I buy Mexican auto insurance at the border?

Perhaps you've already set off on your road trip only to discover along the way that you need temporary Mexican car insurance. You're probably wondering if you can buy Mexican car insurance at the border. The short answer is, yes.

How much does it cost to have car insurance in Mexico?

The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

Can I drive in Mexico with a US driver's license?

When visiting another country as a U.S. citizen: Your state driver's license is valid while driving in Canada and Mexico. In other countries, you may need to get an International Driving Permit (IDP) for foreign drivers.

What happens if your car gets stolen in Mexico?

What should I do if my car is stolen in Mexico? If your car is stolen in Mexico, contact the local Mexican authorities and make a police report. Obtain an original, certified Mexican police report from the police agency. Upon return to the U.S. contact the California Highway Patrol.

What happens if you don't have Mexican car insurance?

If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it. If you're found to be at fault, Mexican authorities could detain you until liability coverage for the necessary amount can be verified.

Is it safe to drive in Mexico with US plates?

The short answer to the titled question is yes, it is safe to drive in Mexico with US plates. No major issues will present themselves.

Does Geico cover my car in Mexico?

If you drive your car into Mexico, your US auto insurance policy can't come with you. Driving your car in Mexico requires a separate international auto insurance policy. But don't worry. GEICO can help you get a Mexico auto insurance quote.

What is the minimum insurance in Mexico?

Car insurance requirements for driving in Mexico

It is generally recommended, based on Mexican laws for possible payouts for bodily injury or fatality, that drivers get a minimum of about $300,000 worth of third-party liability damage coverage.

What is Mexico insurance coverage?

Mexico tourist auto insurance is a car insurance policy, separate from your domestic policy, that helps cover U.S. and Canadian drivers in Mexico. This type of policy helps pay for medical bills and car repairs if you're involved in a car accident while driving your vehicle with U.S. or Canadian plates in Mexico.

How does insurance work in Mexico?

Public healthcare system in Mexico

Those employed in Mexico are automatically enrolled in the IMSS system and their contribution to the scheme is deducted from their salary. Those who are not formally employed may voluntarily enrol in the IMSS system, in which case they will have to pay an annual contribution fee.

Is there AAA in Mexico?

Green Angels (Ángeles Verdes) is the Mexican version of AAA in the USA. Unlike in the US where AAA is a private organization, in Mexico, Green Angels is a government run organization and falls under the Ministry of Tourism. The one difference is that Green Angles focuses primarily on highways.

How long can I drive a Mexican car in the US?

Conforming vehicles so imported may remain in the U.S. indefinitely once a formal entry is made for EPA purposes. Nonresidents may import a vehicle duty-free for personal use up to (1) one year if the vehicle is imported in conjunction with the owner's arrival.

Where to get Mexican car insurance?

Can I insure my car in the US with a Mexican passport?

Some insurance companies strictly work with U.S. drivers. However, many major companies, including Progressive, are happy to offer car insurance for foreigners in the USA who have a recognized foreign license or an IDP. As long as you have a valid license to drive in the United States, you can purchase car insurance.

Does the Mexican border check your car?

Agents may search any person, the inside of any vehicle, and all passenger belongings. Agents do not need a warrant, any suspicion of wrongdoing, or consent to do any of these things.

How much is insurance to Mexico?

The cost of Mexico travel insurance coverage is primarily determined by five key factors; your total trip cost, the age of travelers on the policy, your trip length, the type of policy, and the total coverage amounts. On average, Squaremouth customers spend $150 – $200 on travel insurance for Mexico trips.

Why is travel insurance to Mexico so expensive?

Cheap travel insurance for Mexico

Worldwide travel insurance is considerably more expensive than domestic or European policies due to the potential medical costs in foreign countries. You can still find affordable cover, though. If you're travelling with your partner a couples travel policy could be cheaper.

Do you need insurance to go to Mexico?

Although travel insurance isn't required for Mexico, many people still choose to purchase it. You'll want to take a look at the overall trip and expenses while you consider your options.

What do I need to know before driving to Mexico?

What is the safest route to drive through Mexico?

What is the safest route to drive through Mexico? The all-time favorite route among casual tourists and surfing enthusiasts is the Pacific Route. It has the following advantages: It's well-maintained and has good infrastructure.