Is it hard to get an IHG credit card? (2024)

Is it hard to get an IHG credit card?

The IHG One Rewards Traveler Credit Card is not easy to get. The IHG Traveler Card is available to people who have good credit or better, meaning a score of 700+. A sufficient credit score is not the only requirement for approval, either. Income requirement: At least enough to afford monthly bill...

Is it easy to get approved for the IHG credit card?

You need a credit score of at least 700 to be approved for an IHG credit card, which is considered good credit. If your credit score is below the threshold needed for an IHG credit card, it's best to wait to apply until you meet the credit score requirement.

What credit score is needed for IHG Rewards credit card?

Although your credit score isn't the only factor in whether you'll be approved for the IHG One Rewards Premier, the card is generally designed for users with good or excellent credit. In other words, your score should be at least 670 (preferably above 700) for you to have the best chance of approval.

What is the annual fee for the Chase IHG credit card?

Annual fee: The IHG One Rewards Premier Credit Card has an annual fee of $99. The Chase Sapphire Preferred® Card has a $95 annual fee. Rewards: Cardholders earn up to 26 points total per $1 spent when you stay at an IHG hotel & resort with the IHG One Rewards Premier Credit Card.

What happened to the IHG cards?

Will my IHG One Rewards Credit Card still work? Yes – your credit card will continue to work after 27 June 2023, however you will not earn any IHG One Reward points or benefits.

How hard is it to get an IHG credit card?

The IHG One Rewards Premier Credit Card is not easy to get. The IHG Premier Card is available to people who have good credit or better, meaning a score of 700+. A sufficient credit score is not the only requirement for approval, either.

What is the minimum credit limit for IHG credit card?

Chip Lupo, Credit Card Writer

Everyone who gets approved for IHG Premier Card is guaranteed a credit limit of at least $2,000, and particularly creditworthy applicants could get limits a lot higher than that.

Is it worth it to get an IHG credit card?

As long as you stay at least two nights per year at an IHG property, you'll get enough value to make the card's annual fee worth it. Even if you rarely use the card, you'll still benefit on your IHG stays with the Platinum Elite status and a free night each year worth up to 40k points.

How long does it take to get approved for IHG credit card?

John Miller, Credit Cards Moderator

You should receive a decision on your application immediately after applying, though in some cases it might take 30 days. If you don't hear back after 30 days, you can always call customer service to ask about the delay.

Is IHG Rewards Premier credit card pre approval?

You cannot check for IHG Premier Card pre-approval. Chase does not offer pre-approval for this card through its website, so anyone interested in applying for the IHG Premier Card will have to do so without the benefit of checking for pre-approval beforehand.

How much is 140000 IHG points worth?

How many points do you need for a free night at IHG hotels?

Get a Reward Night at our 6,000+ hotels and resorts around the world, starting at just 5,000 points.

How to get a free upgrade at IHG?

IHG complimentary room upgrades

IHG offers the IHG One Rewards Club loyalty program and has 6,000+ properties in more than 100 countries. The program has three elite status tiers. You need to reach Gold elite status to begin getting free upgrades.

What is the IHG controversy?

Intercontinental Hotels Group (IHG) has been accused of setting minimum prices and limiting discount deals, thus breaching competition laws.

Do my IHG points ever expire?

IHG One Rewards points never expire for Elite Members. For Club members, points will expire after 12 months if there's no account activity. To maintain your points balance, earn or redeem points once a year through any of our IHG Hotels & Resorts properties or IHG One Rewards program partners.

What is the best status at IHG?

IHG elite status tiers

Silver Elite: 10 qualifying nights. Gold Elite: 20 qualifying nights or 40,000 qualifying points. Platinum Elite: 40 qualifying nights or 60,000 qualifying points. Diamond Elite: 70 qualifying nights or 120,000 qualifying points.

What is the minimum score for hotels credit card?

In most cases, you'll need to have good or excellent credit to secure a hotel credit card. A FICO credit score of 670 is likely the minimum score you should have before applying for a hotel card.

Who is the issuer of IHG credit card?

IHG One Rewards Premier credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

Can you have 2 IHG credit cards?

You can have multiple IHG credit cards but know that the IHG One Rewards cards, like all other Chase cards, are subject to Chase's 5/24 rule. This means if you've opened five or more personal credit card accounts across all banks in the last 24 months, Chase is unlikely to approve you.

Is a $30000 credit card limit good?

Yes, $30,000 is a high credit card limit. Generally, a high credit card limit is considered to be $5,000 or more, and you will likely need good or excellent credit, along with a solid income, to get a limit of $30,000 or higher.

Is $2500 credit limit good?

A $2,500 credit limit is good if you have fair to good credit, as it is well above the lowest limits on the market but still far below the highest. The average credit card limit overall is around $13,000. You typically need good or excellent credit, a high income and little to no existing debt to get a limit that high.

What is the minimum credit limit for IHG Premier?

The minimum starting credit limit for the IHG One Rewards Premier Credit Card is $2,000.

Is there an IHG credit card with no annual fee?

With the no-annual-feeIHG One Rewards Traveler Credit Card * The card details on this page have not been reviewed or provided by the card issuer. , you'll only earn up to 17 points per dollar spent on IHG stays.

How much is 100k IHG points?

IHG points are worth around 0.5 to 0.7 cents each. Therefore, on average, 25,000 IHG points are worth between $125 and $175, and 100,000 IHG points are worth between $500 and $700. These values can be used as a reference to help you gauge whether you are getting a good deal when it comes time to redeem your points.

What is the highest IHG member?

Diamond Elite status members will enjoy all the same benefits as Platinum Elite members and more. At IHG One Rewards highest status tier, Diamond Elite members will earn a 100% points bonus on top of base points earned for every stay.